When accessing the PACTUM mutual fund website for the first time, users are required to specify their investor profile and domicile. The investment fund documents and information provided thereafter are intended exclusively for users with the specified investor profile. Selecting the wrong investor profile may result in access to information and documents relating to investment funds which the user is not authorized to access. The user undertakes to select the correct investor profile. PACTUM shall not be held liable for any damages or action incurred by the user as a result of selecting the wrong investor profile. For the purpose of clarification, users in Switzerland should note that the term “professional investor” in the check boxes refers to a qualified investor as defined in Article 10 para. 3 to 3ter of the Swiss Collective Investment Schemes Act (CISA). The term “private investor” in the check boxes refers to an investor other than a qualified investor within the above-mentioned definition. No information published on the PACTUM website constitutes financial, legal, tax or other advice, nor should any investment or any other decision be made solely based on this information. The information contained on the PACTUM website is neither tailored to nor oriented towards your individual situation. Therefore, such information may be completely unsuitable for or inapplicable to your individual investment decisions. You should obtain personal advice from a qualified expert before making any investment decision. No information published on this website constitutes a solicitation, offer or recommendation to buy or sell any investment instruments or to conclude any other transactions or any legal acts whatsoever. Investments in investment products may occur exclusively based on the official documents of such products. They are available free of charge at the office of the Swiss representative, Credit Suisse Funds AG, Uetlibergstrasse 231, Postfach, CH-8070 Zurich, at the paying agent in Switzerland, Credit Suisse AG, Paradeplatz 8, CH-8001 Zurich, or from PACTUM. You must not pass on any information contained in the following sections of this website to third parties unless such disclosure is permitted by applicable local law and regulation. Investments can involve significant risks and the value of an investment and any income derived from it can go down as well as up and investors may not get back their original amount invested. Past performance is not indicative of future results.